Terms of Service
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you") and OpusD Technologies ("OpusD", "we", "us"), governing your access to and use of Xpns Cloud (https://xpnscloud.com).
Xpns Cloud is an automated financial record-keeping software tool designed to organize receipts according to Canada Revenue Agency (CRA) guidelines—including Form T2125 (Sole Proprietors), T2 Schedule 125 GIFI (Corporations), Form T776 (Real Estate Rentals), and T1 Personal Medical & Charitable Credits. Xpns Cloud is not a registered accounting firm, does not provide certified legal, auditing, or tax advice, and does not file official returns on your behalf. Always consult a licensed Chartered Professional Accountant (CPA) prior to filing your official Canadian tax return.
1. Acceptance of Terms
By accessing Xpns Cloud, signing in with Google, or scanning receipts in our web or mobile application, you agree to these Terms and our Privacy Policy.
2. Services, 14-Day Free Trial, Paid Plans & Founder's Beta
Xpns Cloud provides optical character recognition (OCR) for financial receipts, automated Canadian sales tax calculation (GST/HST/PST/QST across all 13 provinces and territories, including GST/HST-exempt profession modes), CRA tax category mapping, and tamper-evident digital receipt hashing in accordance with CRA IC78-10R5.
- Self-Serve 14-Day Free Trial: New accounts receive a 14-day free trial (up to 25 AI receipt scans) with no credit card required. If you do not subscribe after 14 days, your account switches to read-and-export mode so you never lose access to your previously scanned receipts.
- Paid Business Plans: Basic ($8.99/mo CAD for 1 Business + 1 Isolated Personal T1 Profile) and Pro Multi-Entity ($21.99/mo CAD for up to 10 Business/Corporate/Rental Entities + 1 Isolated Personal T1 Profile) are billed in CAD and may be cancelled anytime.
- 100-Seat Founder's Beta Program: Approved members of our 100-Seat Founder's Beta receive complimentary lifetime access in exchange for active usage and quarterly practitioner feedback.
3. Complete Data Ownership
You retain 100% ownership of all receipts, transaction records, documents, and business files uploaded to Xpns Cloud. We claim no ownership over your financial records, and you can export your full receipt archive in CSV or PDF format at any time.
4. Acceptable Use Policy
You agree not to:
- Upload fraudulent, falsified, or forged financial invoices or receipts.
- Attempt to probe, scan, or bypass platform security or rate-limiting controls.
- Engage in automated bot requests or abuse trial scanning quotas.
5. Termination & Account Closure
You may close your account at any time from your account settings or by emailing [email protected]. We reserve the right to suspend or terminate accounts that breach these Terms.
6. Limitation of Liability
To the maximum extent permitted by Canadian law, OpusD Technologies shall not be liable for any indirect, incidental, or consequential damages resulting from lost profits, data inaccuracy, or tax recalculations.
7. Contact Information
For inquiries regarding these Terms, contact:
Xpns Cloud Team
Email: [email protected]
Administration: [email protected]